Since LINDUNG 24 Jam began on 1 June 2026, Malaysian searches such as “apa itu PERKESO Lindung 24 Jam” and “SKBBK PERKESO” have risen sharply, as working adults ask what it is, how it differs from the PERKESO cover they already knew, and what it means if someone is hurt outside working hours.
This guide is administrative information only. Based on what PERKESO publishes on its official website at the time of writing, it explains what the scheme is, how it sits alongside other schemes, and what is useful to know at a GP visit after an accident outside work. Decisions on cover, claims and benefits rest with PERKESO, and details can change, so PERKESO’s official channels and your employer’s HR team remain the reference for any individual case.
Apa itu PERKESO Lindung 24 Jam / SKBBK? (What Is It?)
LINDUNG 24 Jam is the public name for PERKESO’s Skim Kemalangan Bukan Bencana Kerja, or SKBBK, which roughly means the Non-Employment Injury Scheme. According to PERKESO’s own FAQ, it came into force on 1 June 2026. It gives eligible employees cover during their period of employment for accidents that happen outside working hours and are not directly connected to their job. The “24 jam” in the name, and in searches for “perlindungan 24 jam PERKESO” (PERKESO 24-hour protection), simply means the protection is not limited to working hours.
This is different from PERKESO’s long-standing Employment Injury Scheme (Skim Bencana Pekerjaan). In broad terms:
- Employment Injury Scheme: accidents at work or in the course of work, and certain accidents while commuting between home and the workplace.
- LINDUNG 24 Jam (SKBBK): accidents outside working hours that are not connected to the job, such as a fall or a road accident during personal time, where PERKESO accepts the case.
PERKESO’s website also lists exclusions, including accidents outside Malaysia and conditions caused by illness. Following a government decision in July 2026, participation became voluntary for local employees, who were given a set period to opt out through PERKESO, while it remains mandatory for foreign workers. Because these arrangements have changed since the launch, whether you are currently covered is something to confirm with your employer’s HR team or with PERKESO, rather than assume.
Is PERKESO the Same as SOCSO?
Yes. PERKESO (Pertubuhan Keselamatan Sosial) and SOCSO (Social Security Organisation) are the Malay and English names for the same government body, so “SOCSO Lindung 24 Jam” and “SOCSO SKBBK” refer to the same scheme.
PERKESO is separate from EPF/KWSP, which manages retirement savings, and from Skim Perubatan Madani, a government programme for outpatient visits with its own rules. For an overview, see this guide to government panel clinic schemes in Ipoh and Kampar.
What It Means at a GP Visit After an Accident Outside Work
A doctor assesses an accident outside work like any other injury; what changes is the paperwork that may matter later. A few habits help:
- Tell the doctor how, when and where it happened. A clear account, such as a slip on a wet floor on a Sunday, goes into the medical record and helps PERKESO understand the case.
- Be clear whether you were working, commuting or off duty. Because the two schemes are different, this detail matters.
- Bring your IC (or passport, for foreign workers). It is needed for registration.
- Keep your documents. Hold on to the MC if one is issued, along with receipts, referral letters and any reports. PERKESO’s FAQ explains that medical costs for an accepted case are handled differently at PERKESO panel or government facilities than at non-panel facilities, where a reimbursement claim is subject to rates set by PERKESO.
Seri Mediclinic Silibin, Ipoh is available as a PERKESO (SOCSO) panel clinic for eligible employees, subject to the scheme’s rules. Panel status does not by itself decide how an SKBBK case is processed; PERKESO’s rules and its decision on each case do.
For employer and insurer panels at the branch, see the panel and insurance list for Silibin, Ipoh and the general guide to panel, insurance and TPA coverage.
Boleh ke Claim MC PERKESO? (Can I Claim My MC Through PERKESO?)
Two separate things are involved:
- The MC itself is a clinical decision. The doctor decides whether time off is medically needed, based on their assessment of the injury.
- Any payment for time off is PERKESO’s decision. PERKESO’s FAQ lists a temporary disablement benefit (Faedah Hilang Upaya Sementara) linked to sick leave certified by the doctor caring for the patient. An MC does not automatically mean a benefit will be paid.
So the honest answer to “boleh ke claim MC PERKESO?” is that it depends on PERKESO’s conditions and on whether your case is accepted. Your employer’s HR team or PERKESO can confirm what applies to you.
When to Go Straight to Emergency Care
Paperwork can always wait. After any accident, call 999 or go to the nearest emergency department straight away if there is:
- A head injury, especially with drowsiness, confusion, vomiting or any loss of consciousness.
- Heavy bleeding that does not settle.
- A suspected fracture, such as a limb that looks out of shape or cannot bear weight.
- Chest pain or difficulty breathing.
These situations may need hospital-level care and imaging rather than a GP clinic. Only a doctor can assess the cause and seriousness of symptoms after an accident.
Frequently Asked Questions
Apa itu PERKESO Lindung 24 Jam? (What is PERKESO Lindung 24 Jam?)
It is the public name of PERKESO’s Skim Kemalangan Bukan Bencana Kerja (SKBBK), in force since 1 June 2026. It covers eligible employees for accidents outside working hours that are not directly connected to their work, subject to PERKESO’s rules and exclusions.
Is PERKESO and SOCSO the same, and is it linked to EPF or Madani?
PERKESO and SOCSO are the same body under its Malay and English names. It is separate from EPF/KWSP and from Skim Perubatan Madani, which each have their own purpose and rules.
Does Skim Lindung 24 Jam PERKESO replace the employment injury cover? (Does the Lindung 24 Jam scheme replace work injury cover?)
No. Work accidents and certain commuting accidents remain under the Employment Injury Scheme. SKBBK adds cover for accidents outside work for people within its scope. Which scheme applies to a particular accident is decided by PERKESO.
SKBBK PERKESO: does it cover illness, such as a fever?
PERKESO’s website lists conditions caused by illness, with examples such as fever, diabetes and high blood pressure, among the exclusions. The scheme is about injuries from accidents, so illness generally falls outside SKBBK. Whether any particular case is covered is PERKESO’s decision.
Lindung faedah PERKESO: what benefits does the scheme include, and where are claims made? (What are the Lindung benefits?)
PERKESO’s published material lists categories such as medical costs, a temporary disablement benefit linked to doctor-certified sick leave, benefits for permanent disablement, and support for dependants if an insured person dies from a covered accident. PERKESO says benefit claims are made through its official LINDUNG Faedah portal or at a PERKESO office, with the required supporting documents. Decisions on each case rest with PERKESO.
For further information, you are welcome to call 012-943 3882 or walk in during opening hours.