Making Healthcare Affordable in Ipoh & Kampar
Healthcare costs worry Malaysian families. Understanding medical insurance panels reduces expenses and ensures access to quality care. Seri Mediclinic in Silibin and Kampar is a panel clinic for major insurance providers.
What Are Medical Insurance Panels?
Medical insurance panels are healthcare provider networks with agreements with insurance companies. When you visit a panel clinic, your insurance pays the clinic directly. You pay little or nothing upfront.
Seri Mediclinic accepts AIA, PM Care, and MI Care – three major Malaysian insurance providers.
AIA Panel Benefits
AIA is a leading Asian insurance provider. As an AIA panel clinic, Seri Mediclinic offers direct billing. AIA policyholders can receive treatment without upfront payment for covered services.
you can check in through AIA app during registration.
AIA coverage typically includes:
- Doctor consultations
- Diagnostic tests
- Treatments within limits
- Follow-up care
- Preventive health services
Present your AIA card during registration for smooth processing.
PM Care Panel Services
PM Care is Malaysia’s pioneer Third Party Administrator. Both Silibin and Kampar branches accept PM Care.
present your mykad or Pmcare membership card during registration
PM Care coverage typically includes:
- Outpatient treatment
- Specialist referrals
- Lab tests
- Prescribed treatments
- Health screenings
MI Care Panel Coverage
MI Care provides managed care services to corporate and individual clients nationwide.
present your insurance card/mykad
MI Care benefits include:
- Doctor consultations
- Medical tests
- Treatment for health conditions
- Minor procedures
- Health screenings and vaccines
How Panel Billing Works
The process is simple:
- Present your insurance card at registration
- Get treatment
- Clinic bills insurance directly
- You only pay for non-covered services or amounts over limits
Some services need co-payment – a small percentage you pay directly.
What’s Covered
Panel coverage includes:
- Doctor visits
- Blood tests and lab work
- Minor procedures
- Vaccinations (preventive care)
- Pregnancy scans (with maternity benefits)
Coverage varies by provider and policy. Ask staff about your specific plan.
Tips to Maximize Benefits
- Schedule regular health screenings
- Keep your insurance card handy
- Ask about coverage before treatment
- Attend follow-up appointments
- Manage chronic conditions regularly
Understanding Limitations
Most policies have:
- Annual outpatient limits
- Exclusions for elective procedures
- Referral requirements for specialists
- Pre-existing condition terms
Always check coverage before non-urgent treatments.
Emergency Care
Medical emergencies need immediate attention. Most insurance covers emergency treatment even at non-panel facilities.
For urgent (non-emergency) situations:
Family Coverage
Many insurance policies cover spouses and children. Register all family members to ensure proper billing.
Corporate Insurance
If your employer provides health insurance, confirm Seri Mediclinic is in your panel network. Present your corporate insurance card during visits.
Questions to Ask
- What services are covered?
- Are co-payments required?
- What’s my annual coverage limit?
- Which preventive services are included?
- How do I get pre-authorization?
Affordable Healthcare
Even non-panel services remain affordable at Seri Mediclinic. Costs are discussed before treatment.
Your Healthcare Partner
Visit Silibin or Kampar branch for quality medical care with insurance accessibility. From check-ups to specialized treatments, wound care to pregnancy services – comprehensive healthcare with direct insurance billing.
📍 Silibin Branch: 8AM-10PM Daily
📍 Kampar Branch: 8AM-10PM Daily
💳 Panel Clinic: AIA, PM Care & MI Care
📞 Contact Us Today
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